Credit Card Casinos 2024

Using a credit card to fund your online casino account is extremely popular, and it's offered at almost every iGaming Brand. Finding a credit card casino is akin to finding an ocean with water in it, so there are excellent variety and choices available for New Zealand players.


Credit cards are accepted at essentially every online store or service. Because there are so many credit card casinos, finding the quality ones can be tough. We have a list where you can choose the best online casinos that offer credit card options. We also look at how to use credit cards at casinos and the advantages and disadvantages. Also featuring in this guide is a step-by-step plan on how to deposit using a credit card. Therefore keep reading and learn all there is to know about online gambling for real money with your credit card.

Pros and Cons of Credit Card Payments

Credit cards are the most commonly used form of payment online. Almost every form of credit card is accepted as a payment method at any online retailer. Mastercard and VISA are the two most popular cards, which also come as debit cards. However, people should know the pros and cons of using a credit card.


  • Its widespread use throughout the online world
  • High-security measures used
  • Deposits and withdrawals are possible
  • Payments are quick


  • Using a credit card can result in debt
  • Some credit cards charge monthly or annual fees
  • Interest rates and fees, more info here
In terms of depositing at credit card casinos, the advantages outweigh the disadvantages. Using a credit card is easy, and you don’t have to worry about your favourite casino accepting credit cards as a method of payment. Security is at the forefront, and payment is quick, which is why it’s a preferred option for many New Zealand players. However, the cons are visible, and they can mount up. When playing at credit card casinos make sure to not overspend and check what the fees are for using your card; they can mount up, and online gambling isn’t nearly as fun when that happens.

Online Gambling with Credit Card

New Zealanders can deposit and withdraw at most online casinos available to Kiwi players. In New Zealand, VISA and Mastercard are the dominating cashless payment options, and their popularity is only rising. Using a bank account to deposit to is a thing of the past, so using credit cards is the easier and more affordable option. Those who appreciate the full world of iGaming know how important credit cards are as online gambling banking options. Depositing and withdrawing is easy, but you need a credit card first. It’s best to find the right credit card for you, as they’re not all the same. Some have different benefits depending on your credit limit, so choose the one that is best for your online gambling endeavours. There are usually no extra fees when using your card to deposit at credit card casinos. Some even have special bonuses and deposit promotions if you use a credit card, so it’s well worth having. To know if a casino has a deposit bonus offer for card users, it pays to check their promotions page. They’re not always well advertised so you could be missing out. See our step-by-step guide further in this article for how to deposit using your credit.

Available Providers

VISA and Mastercard aren’t the only two credit card providers available. They are the most commonly accepted, but the likes of American Express and Diners Club can also be accepted. You can play using a wide range of credit cards. American Express and Diners Club cards are on the rise in New Zealand, and they could be accepted payment methods at your favourite iGaming operators. If you ever have any questions about what cards are accepted, contact the customer support team. Depositing is a crucial aspect of enjoying your gambling experience, and they like to ensure you’re taken care of. A credit card casino will try its best to cater for all card users, so if you have a card that isn’t listed under the list of the accepted payment methods, give the customer support team a shout.

Instructions for Casino Credit Card Deposits

Firstly, if you’re trying to find a credit card casino that accepts VISA or Mastercard payments, you can easily find them in our toplist. We have featured all the best operators that accept credit card payments, so you don’t have to spend hours finding the right one.

Step 1

To play the best wagering games, you firstly need a credit card. You can apply for a credit card at your bank, or you can apply online. Most credit card applications take around 10 minutes to complete, which includes putting in details of your credit history. Following the signup process, it takes around 2-3 days for your credit card to be delivered in the post.

Step 2

Once you have your credit card, you then must link it to your gambling account. All you need to do is log into your account, go to the cashier area and then opt for the option of paying via credit card. You are then asked to put in your card details, including name, the card number, expiry date, CV number, and the provider. The credit card can then be linked to your account, so you can deposit and withdraw with ease. To deposit using your card, you only need to select it a deposit method. You’re then asked to put in the amount you want to deposit as well as the code to confirm the transaction. Once you have used your card once, depositing is a quicker process.

Step 4

You only need a few clicks, and you’re good to play the best wagering games. If you want to use a different credit card, you will need to update your details and put in the new cards’ details. You can have multiple cards on your account, but only one will be your preferred option, so select the card you want to use.

Considerations Before Using a Credit Card for Gambling

Please, consider the following factors before using a credit to gamble:
  • Interest rates – If you go for a BNZ Low Rate Mastercard you will pay a 13.45% interest rate on the remaining balance and new purchase.
  • Annual Fees – With our example you would pay $35 NZD annually.
  • Cash advance fee – In addition to interest fees you will pay a cash advance fee. With our example card the cash advance fee would be 22.95% per annum.
  • No grace period – Depending on your bank it is possible that you will start paying interest immediately after you gambling transaction.
  • No rewards – Gambling purchases will often not be eligible for earning credit card rewards points.
  • Foreign currencies – Always check in advance if the casino accepts transfers in NZD. Otherwise you can expect 2.25% foreign currency transaction fee.

Frequently Asked Questions

Can you use credit cards for online casino?

Yes. Credit cards are available at most online casinos. The credit card symbols will be presented if it’s available, but in most cases, the popular depositing option is accepted at gambling sites by default.

Can you gamble using credit cards?

Yes, you can gamble your money using credit cards. It’s the most popular option for gamblers online because it’s very common, easy to use and quick.

Are credit card deposits instant?

Yes. Credit card deposits are instantaneous. If you are looking to fund your online casino account, your transaction is processed immediately, and you can play instantly.

Are credit card withdrawals instant?

No. Depending on what credit card provider you’re with, some withdrawals can take a few days to appear on your account.

Are there fees for using a credit card?

Yes, your credit card provider will charge annual or monthly fees for using the card. Apart from fees, you will be charged interest for depositing using your card at an online casino.

Are credit cards the best option for online casino players?

It’s hard to see whether or not it’s the best, but may online casino players in New Zealand fund their accounts using credit cards. It’s an easy and fast online payment method, and that’s essential for anyone wanting to play at an online casino.

Do I need to register for a credit card?

Yes. You need to signup for a credit card before depositing. The application process takes around 10 minutes, and if you’re successful, the card gets sent out via post. Once you have your card, you can use it to fund your casino account.

Can you play pokies with a credit card?

Yes, you can play any casino game using your credit card, which includes pokies (slots), table games, card games, and live dealer games. Some casinos have special deposit bonuses for credit card users, and it often features free spins for the slots.

How to use credit card at casino?

Using a credit card at the online casino is an easy process that involves putting in your card details, entering the amount you want to deposit and then enjoying the games available. Firstly, you need to find a casino that accepts your card and is available for New Zealand players. Once you have found the best casino, select your method of payment to credit card, and you’re set to go.

Can I use more than one credit card?

Yes, you can use as many credit cards as you want. The one you used last will automatically be your preferred card, but you can change it at any time.